My place to talk about secured credit cards
These fees are soon to be a throwback, but for now, many companies are still getting away with charging more tech savvy consumers for using electronic methods of payment. If the card you want levies these fees, check to see whether only expedited payments carry a fee, or all payments are hit. If only expedited payments ("panic" payments you make when you are on top of the due date and there is no other way to get the payment to the company before it is overdue) are charged a fee, then the card may be acceptable. (Just watch your deadlines. ) If the card requires fees for any other online or phone payment, toss it out and find a card that's ready to join you in the twenty first century.